Protect what matters.
Build what's next.
STJOHN Financial Group helps individuals and families explore life insurance and financial solutions designed around their goals, budget, and future.
How it works
Getting a real answer about your coverage takes three simple steps.
Answer a few questions
Tell us your age, general health, and how much coverage you're considering — it takes about two minutes.
See an estimated range
We'll show you a rough monthly price range based on the information you provide, so you know what to expect.
Talk to a licensed agent
One of our agents will walk you through real carrier options, answer your questions, and help you apply — at no cost to you.
What families are saying
"Our agent explained everything in plain English and never made us feel rushed."
"I had no idea what term life even meant. Now we have a policy that actually fits our budget."
"Joining STJOHN Financial Group gave me the training and support I needed to start a real career, not just a job."
Coverage built around your life, not a one-size policy.
Life insurance isn't one product — it's a set of tools. Here's a plain-language look at the main types our agents can help you explore.
Term Life Insurance
Provides coverage for a set period — usually 10, 20, or 30 years — at a fixed premium. Often the most affordable way to get a meaningful amount of coverage.
Whole Life Insurance
Permanent coverage that lasts your entire life, with a fixed premium and a cash value component that grows over time.
Final Expense Insurance
A smaller, simplified whole life policy designed to cover funeral costs and end-of-life expenses, often with simplified underwriting.
Indexed Universal Life (IUL)
Permanent coverage with flexible premiums and cash value linked to a market index, offering growth potential with downside protection features.
Mortgage Protection
Coverage structured to help pay off or make payments on your mortgage if something happens to you, so your family can stay in their home.
Annuities
A financial product designed to provide steady income, often used as part of retirement planning alongside life insurance.
What kind of quote are you looking for?
Pick the option that fits what you're exploring, and we'll ask the right questions from there.
Life Insurance
Term, Whole Life, Final Expense, IUL, or Mortgage Protection — get an estimated monthly cost based on your age, health, and coverage needs.
Get a life insurance quote →Annuities
Turn savings into steady, protected income for retirement — no medical questions required.
Get an annuity quote →Get your rough estimate
Answer a few quick questions to see an estimated monthly price range. This takes about two minutes.
Step 1 of 4 — About you
Your estimated monthly range
Based on the information you provided.
Want to see your actual options?
Talk to an agent — no cost, no obligation.
Let's talk annuities
Annuities aren't medically underwritten, so there's no health questionnaire here — we just need a little information to connect you with the right product and carrier.
Step 1 of 3 — Your goals
What this could look like for you
Want to see your actual options?
Talk to an agent — no cost, no obligation.
Your opportunity starts here.
STJOHN Financial Group is looking for motivated, coachable people who want to build a real career in insurance and financial services — whether you're licensed already or starting from zero.
Apply
Submit a short application below.
Get licensed
We guide you through licensing if you're not there yet.
Train & shadow
Learn the ropes with hands-on mentorship.
Build your book
Grow your own client base with ongoing support.
Why agents choose STJOHN Financial Group
Training and mentorship
Hands-on coaching from experienced agents as you learn the business.
Sales development
Proven scripts, systems, and coaching to help you grow your production.
Access to insurance products
A full carrier lineup so you can find the right fit for every client.
Flexible career path
Stay independent, move into leadership, or build a team — your choice.
Real team support
A close-knit agency where people actually pick up the phone.
Room to grow
Paths toward leadership as you build your own book of business.
Helping families protect their future, and helping agents build a career.
STJOHN Financial Group is an insurance and financial services agency built around two goals: honest guidance for clients, and real opportunity for the people who serve them.
Our mission
To make life insurance and financial protection approachable and understandable — and to give motivated people a real path to build a career helping others do the same.
Our values
Honesty first
No pressure, no gimmicks — just clear information.
People over policies
Coverage should fit the person, not the other way around.
Growth mindset
For clients planning ahead, and agents building careers.
Team-first
Support goes both directions, always.
Leadership
Owen St John — Founder and President
Owen founded STJOHN Financial Group on a simple standard: give people straight answers about their coverage, without pressure or sales scripts. He built the agency around honest guidance for clients and real support for the agents who work alongside him, and he still personally reviews every client relationship the agency takes on.
Dana Whitfield
Agency DirectorMarcus Reyes
Recruiting LeadRenee Castillo
Client ServicesOur carrier partners
Our agents are appointed to write business with a range of top-rated, nationally recognized carriers — giving clients real options instead of a single product.
Carrier appointments are subject to change and vary by state and agent. STJOHN Financial Group is an independent agency and is not owned by or affiliated with the carriers listed above.
Testimonials
"They made a confusing topic feel simple."
"The mentorship here is the real deal, not just a script."
"Fast, honest, and easy to work with from start to finish."
Get in touch
Whether you're looking for coverage or have a question about your policy, we'd love to hear from you.
Contact Us
Privacy Policy
Updated: September 11, 2026
STJOHN Financial Group ("Company", "we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, submit your information, or request insurance services.
By using this website or submitting your information, you consent to the terms of this Privacy Policy.
1. Information We Collect
We may collect the following information:
Personal Information
- Name
- Phone number
- Email address
- Address (if provided)
- Date of birth or basic demographic info (if provided during consultation)
Insurance-Related Information
- Coverage needs
- Income information (if provided)
- Health information relevant to insurance qualification
- Policy preferences
- Data submitted through forms
Automatically Collected Information
- IP address
- Browser type
- Device data
- Time stamps
- Pages visited
2. How We Use Your Information
We use your information to:
- Contact you regarding your request
- Provide insurance recommendations
- Schedule appointments
- Send service-related notifications
- Follow up on existing or pending service requests
- Improve our website functionality
- Comply with legal and regulatory requirements
We do not sell your personal information.
3. Text Messaging and Communication Consent
By submitting your information and opting in, you consent to receive:
- Automated text messages
- Appointment reminders
- Service-related follow-ups
- Communications related to your insurance request
Message frequency varies. Message & data rates may apply. Reply STOP to opt-out or HELP for help. Consent is not a condition of purchase.
4. Sharing Your Information
We may share your information with:
- Licensed insurance agents
- Insurance carriers you choose to apply with
- Third-party service providers (CRM, form tools, appointment software)
- Legal or regulatory bodies if required
We do not sell, lease, or trade your personal data.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted.
5. Data Security
We use reasonable administrative, technical, and physical safeguards to protect your information. However, no data transmission online is 100% secure.
6. Cookies and Tracking Technologies
We may use cookies, analytics tools, and session tracking to improve site performance and user experience.
7. Your Rights
Depending on your state, you may have rights to:
- Access your data
- Update or correct your data
- Request deletion of your data
- Opt-out of certain communications
To exercise these rights, email us at: owencbstjohn@gmail.com
8. Third-Party Links
Our website may contain links to external sites. We are not responsible for the privacy practices of those sites.
9. Policy Updates
We may update this Privacy Policy at any time. Revisions will be posted with an updated "Effective Date".
10. Contact Us
For questions or concerns regarding this Privacy Policy:
STJOHN Financial Group
Email: owencbstjohn@gmail.com
Phone: (616) 954-1750
Terms of Service
Updated: September 11, 2026
Welcome to STJOHN Financial Group. By using this website, submitting a form, or requesting our services, you agree to the following Terms of Service.
1. Use of Website
You agree to use this website only for lawful purposes and in accordance with these Terms.
2. Not a Contract of Insurance
Submitting your information does not create a policy, contract, or guarantee of coverage. Coverage is issued only by licensed insurance carriers upon approval.
3. No Professional or Legal Advice
Information provided on this website is for general informational purposes and does not constitute legal, tax, or financial advice.
4. User Obligations
You agree that:
- All information you submit is truthful
- You are at least 18 years old
- You will not misuse or disrupt the website
5. Communication Consent (TCPA / A2P Compliance)
By submitting your information, you consent to be contacted by:
- Phone
- Text message (automated or manual)
- Voicemail
Messages will relate to your insurance request, appointments, or services. Carriers are not liable for delayed or undelivered messages. Message & data rates may apply. Reply STOP to opt out or HELP for help. Consent is not a condition of purchase.
6. Appointment Reminders
You agree that we may send automated appointment reminders and follow-up messages related to your insurance inquiries.
7. Intellectual Property
All content on this site — including images, text, logos, and branding — is the property of STJOHN Financial Group and may not be copied or distributed without prior written permission.
8. Third-Party Services
We may use third-party tools (e.g., CRM, scheduling software). You agree to their terms when interacting with those features.
9. Limitation of Liability
STJOHN Financial Group, its partners, or affiliates are not liable for:
- Errors in website content
- Service interruptions
- Third-party failures
- Actions of insurance carriers
Insurance approvals and rates are solely determined by the carrier you apply with.
10. Governing Law
These Terms are governed by the laws of the United States and your applicable state.
11. Changes to Terms
We may modify these Terms at any time. Continued use of the website indicates acceptance of updated Terms.
12. Contact Information
For questions about these Terms, contact:
STJOHN Financial Group
Email: owencbstjohn@gmail.com
Phone: (616) 954-1750